I'd first get my family's collective finances in the black and arrange for some needed home repairs. Secondly, I'd go through my small wardrobe and weed out old worn out stuff and fill in the holes. No sense going totally overboard, either. I'd stick to the practicals, for the most part. I would probably plunk down for a new computer, and pass mine down the line. As for the rest (a majority of the sum), I'd be making phone calls to spread the wealth around to some of my favorite charities. No sense getting greedy and hogging it all for me. Gotta make it do some good for my 'hood. :)