Capital One 1

1% Interest is condemened in the Bible as usury, I guess all the credit providers fall in this same mold, if you run into hard times, they "help" you by jacking your interest to 30% or more, slap you with late and overlimit fees. They will turn a $700 debt into $1,500 in short order. I have noticed they post your payments after the grace period, too. I'm burned out on all credit providers. Cut those cards up!