Dave Ramsey's radio show is my favorite. I just so happened to tune in, probably on the way to or coming back from work, and am hooked. The bottom line is, every year I want to clean up my debt, quit using my credit cards. While everyone might not agree with some of his particular ideas, I'm tired of paying into the debt machine, and I will get my bills paid off.
I ordered his "Complete Money Makeover" book. I like what I hear on the radio, I want to read more about his take on things. While I know what I have to do-quit spending-I do have enough "THINGS", the more I listen to the show, the more fired up I am about sticking with a plan. I do understand budgets-but I'm not going to pay off my cards just to use them again like I've done in the past.
Dave Ramsey has gotten me motivated to get serious about this, I might blog about it. If you can do this, it can only benefit you.
