Overrated!! Besides Troy Aikman and Terry Bradshaw, I can't think of another quarterback who benefited more from being drafted by the team that selected him. Montana had at least a top 5 defense almost EVERY year he started for the 49ers. What other QB can say that? Let's not forget he also had the revolutionary (at the time) west coast offense to use, and always had a good running game to work with. I gave him 3 stars because while he was great, he was great because he was drafted by the 49ers. The guy simply gets too much individual credit for winning 4 Super Bowls, when he won them because the 49ers always had a great team around him. Hell, if Elway or Marino would have had the advantages Montana had with San Fransisco, they could have won 7 or 8 rings each. I'm not saying he's bad by any means... just overrated.