E Trade used to be a great tool for stock trading and investment - and was free aside from the $10 transaction fee. Now it has turned into a mess after trying to add as many useless features as one could image. I don't have a problem with useless features, but when they charge an annual account fee of something like $160 it's a lot worse than useless. I hadn't checked my account for a while, and when I did, I figured my lowered account value was due to the horrible market. Nope! It was becuase I was being charged a quarterly account fee.