I opened an account with Etrade 10 days ago. While they took my money from my bank ten days ago, it just cleared today for trading. I opened the account ten days ago because I wanted to trade ten days ago. (I also opened a Scottrade account nnd was trading in five minutes, and have had very friendly, local customer support) Today I tried to transfer my money back to my bank and close my account at Etrade. Etrade wouldn't let me transfer my money out because they said my email address wasn't verified (although they set up the account...and took my money). I was told how to verify my email address, but I would have to wait ten more business days to transfer my money out. They told me they could do an instant wire transfer for $25. Those cocksuckers took my money and wanted to hold it for almost three weeks. I paid the $25 to get my money back now. They cannot even say their practices are industry standard because they are not. I didn't want to yell at the woman helping me as it was not her personal policy, but I let her know I was very angry and asked her if she had similar complaints. She quietly laughed and said "all day".