Bunch of crooks. I worked for a large, car dealership business who banks directly through them. My paychecks always ALWAYS went into my checking account the very next day. The bank decided to hold one of my paychecks for almost a week and neglected to tell me about it. When you just put over six hundred dollars in your account, of course you don't check the balance every day when you've only bought a few bottles of soda. So they slapped me with almost $550 in overdraft fees and made it sound like they did me a real favor. There's no way I could pay that all at once so they offered me a credit card so I could pay it in increments. I ceased all checking transactions with them. The credit collections department then forced me into doing a post-dated check by phone to make a payment I could not afford at the time. When I went to give the bank branch money to cover it they said what collections did is not even possible! Not only "not possible", but illegal in Arizona! But collections pulled the money out anyways. That hit me with ANOTHER overdraft that nobody well waive. The bank tells me to contact collections and collections tells me to contact the bank. I'd almost say somebody planned the whole thing. The worst part is, I probably don't have anything that would hold up in court, so I can't even sue them! Never use this bank!