National City Bank
1
TERRIBLE! Especially since it got acquired by PNC, this bank specializes in ripping people off. One way is if you use another bank's ATM, they don't recognize that immediately but let the fee build up so that it's a large amount that will most likely cause an overdraft. They never used to do this.
Another trick they like to use is letting the credits(-) go first before recognizing any debits(+). That way you're likely to overdraw then get charged their high $36 overdraft fee per overdraft transaction. I got charged $36 for being 20 cents on the overdraft side. I can tell easily that they recognized the money going out first just to charge me the overdrafts.
I'm sick of this bank and I'm in the process of closing it. Anyone with recommendations for a bank with better policies?