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National City Bank

reviewed by madandanonymous

A bank that operates primarily in nine states and in select markets. Headquartered in Cleveland, OH.

madandanonymou s
10/16/2009

National City Bank 1

TERRIBLE! Especially since it got acquired by PNC, this bank specializes in ripping people off. One way is if you use another bank's ATM, they don't recognize that immediately but let the fee build up so that it's a large amount that will most likely cause an overdraft. They never used to do this.

Another trick they like to use is letting the credits(-) go first before recognizing any debits(+). That way you're likely to overdraw then get charged their high $36 overdraft fee per overdraft transaction. I got charged $36 for being 20 cents on the overdraft side. I can tell easily that they recognized the money going out first just to charge me the overdrafts.

I'm sick of this bank and I'm in the process of closing it. Anyone with recommendations for a bank with better policies?

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mirclbob commented 46 days ago.
(Edited 46 days ago)
You are correct sir... National city does NOT care one little bit about the customer. They bought my local bank & ever since that day... Trouble! Last week they left my deposit sit in the National SHITTY ATM for 4+ days before processing it. Then they called & said that the deposit check wasn't filled out properly so they would have to return it. After 4 days and NO CHECK I go into the bank & the teller says "Oh, it takes 5-10 busines days to return the check!"
From where... Pakistan?"

Mean while I'm short cash to pay my bills. What a CRAPPY Bank.
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