I'm off to a Dave Ramsey live event after listening to his radio program and following his advice for the last 5 years. I was reading some of the comments posted here and I am amazed by the lack of understanding of Dave's program. Yeah, he's cheesy and a cornball, but his advice is simple and it WORKS! Most people think a financial plan has to be complicated and sophisticated to work. Dave says the same things over and over and over again because that's what it takes to override the numerous voices in our society that tell us to live beyond our means and stay in debt. It haven't used a credit card in years, I have no debt, and I have money in the bank, and I can tell you from experience- it is the best, most liberating way to live!
