Horrible bank. If you have 4 checks out, $5, $10, $15, $50 and $50 in the bank, instead of PNC paying the 3 small checks and bounding the one for $50, they will pay the $50 and bounds the other 3 checks which of course is $30 per bounced check. They will tell you the $50 check came in first every time. Everything about your account may seem free but they will get money from eventually, this bank works very hard at making money using any means necessary. Stay away from this bank!