Uptown cash lures new customers in by way of existing or previous customers. They have a system where they pay an existing customer or a previous customer 25 dollars for every referral that comes in and mentions the person that referred them. I took a loan from them and they gave my sister the 25 dollars. Since I am retired I was promised a lower interest rate. When I came in to pay my interest only, I was told that the next month my interest would be higher. I asked, what about the lower interest rate that was promised to me when I signed the contract, and I was told that the interest was only for one month. This is a rip off. I have seen several elderly persons at the office getting loan and these persons were on social security or fixed incomes. This company charges very high interest rates and they will tell you one thing and when it comes time to pay they tell you something else. This company is in the heart of the poor and oppressed neighborhood, and they are ripping people off, especially the elderly.