I had so many unique experiences with lot of Credit card companies. But USBank is different. With an attractive postal offer from US Bank with 0% APR on Purchases/Balance Transfers and 30 days free Balance transfer. I went ahead and proceed with the application. I got the card after 7 days but the Credit Card APR summary included along with the Credit Card shocked me. The summary said 13% on the Balance Transfer which is different than the one I was told during the application.
So i called Customer service and they still have 0% APR on Balance transfer on their system. She cant able to understand why the misprint. But the lady had a different bad news. She said there is an 3% fee on Balance transfers which is different from which was on the Offer (30 days free Balance transfer). I am not sure why they send the offer first of all if their entire process is messed up.