Once again, my husband is a wonderful man that worked for a terrible company. He only did his job as an employee the company failed to do their job in extending the loans they were offering. He applied for the job and he paid heavily as being JUST an employee, HE WAS NOT AN OWNER, HE WAS NOT LISTED AS A DIRECTOR ON THEIR BOARD HE WAS AN EMPLOYEE. This company even went to the extreme of showing him and other employees bogus Bank of America statements showing a balance of 10 million dollars pending in their account. Just so their employees would continue to work for free until this money cleared and they were all promised nice bonus money for sticking with this company through their struggling time. They blamed the new terrorist act on why the bank was holding their money for so long but guaranteed their clients and the employees would be greatly compensated for their delay in living up to their obligations. So he only represented to the clients what the company presented to him. My husband and I apologize to all the people that lost to this company and their scam but I can assure you he was nothing more than an employee that worked 10 hours a day 6 days a week because he believed in a scam. I was angry as his wife because I felt enough was enough, coming home with nothing but empty promises of what the company was telling him. He ended up being arrested with the company for this scam and he was arrested for the first time in his life! My husband Errid Hicks is a graduate with a bachelors degree from PA University and was just desperate for a job like so many other people in this failed economy and unfortunately people are falling for scams and traps set on the front and back end. So when you are spitting your venom you really should be fair in the direction you are spitting the venom not towards innocent sells people that has been damaged even worse than you have. This company never even paid my husband a pay check because they had money they were waiting to clear a phony account and had to pay overhead expenses like phones, office, electric, leased cars and other garbage that I was furious about. We even lost our house because my husband believed this scam and they gave him a leased car to pacify no money that was repossessed as well. Then he was arrested, had to borrow 2000 for bail and they gave him a 4500 dollar fine to pay what they thought he should of made during his time of being an employee. So we didn't gain anything but a hard lesson and heartache from this experience just as you did and we are still apologizing.