I signed up for the Sky Blue Credit about two months ago. Great company to work with. Fast, friendly and good communications up front. A little slow once you get going and you have to prod them slightly for status. Nevertheless, my true yardstick is results. Credit score went from mid 600's to mid 700's in this short time. As anyone investigating credit scores and their impact knows, 750 and above is the sweet spot. I'm there and I'm happy about it.

That said, I had a lot of "ankle biter" collections that never seemed to go away even after paid. All told I had around $800 worth in about 9 separate accounts. Always paid my bills on time and was in good standing otherwise. However, that many collection dings on my record and I was being denied credit. Sky Blue Credit's process thus worked for me.

If you're a dead beat and simply haven't paid your bills, or you truly owe a lot, then I'm not certain how much this service would benefit you. I have one outstanding collection to go and it's likely valid. I'll see how that's dealt with, but in all likelihood I'll end up paying it, which I don't mind. Once paid, though, I want it off my record and not there to linger and haunt my score for years and I intend to enlist Sky Blue staff to help me do that.

These guys are absolutely great. This is a very neat and efficient operation and everyone is super helpful. The results they have gotten for me in just a few months are dramatic. All three of my credit scores are up more than 100 points. I recommend Sky Blue Credit with no hesitation at all. You will be in very capable hands.

I used Sky Blue Credit Repair. They were awesome in every way. I suggest that you consider them strongly for yourself. They give a nice free consultation and are really professional. I needed to have my credit cleaned up to refinance my mortgage. Sky Blue got my scores way way up and I got my mortgage rate way way down. I had a lot of communication with them during the four months I was in the program and I can really vouch for them. I'm happy to have spotted this site and to give them five stars ++.