We got an equity line of credit through them and just got a notice to pay $25. Since we haven't taken out any cash is was surprised. I was told it was for forced insurance. If we took out the full amount of the credit line and added it to our first, we would still have $100,000 in equity. I told them to cancel the line of credit and they said sure, pay us $2000 for the insurance. The insurance is term and should be able to be cancelled at any time. Now we are stuck paying them $25/month and haven't touched a dime.
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