I can see it if you have dependants.Otherwise,it's useless.

I had the quarter million dollar thing in the Marines. We always used to morbidly joke about how we were worth more dead than alive, but at least one poor bastard I knew had the policy pay out.

Having no dependents, I can do without, but if you have kids, life insurance is a must!

My brother didn't bother 'cause he figured he wasn't likely to die young. He left a widow and four children destitute.

My girlfriend's husband cut his to a minimum just before he learned he had terminal melanoma. She's struggling.

I'm not a fan. It has some merits but not many, and as a financial vehicle it leaves a lot to be desired.

As a gamber I have doubts about about the wisdom of betting on the come that you're going to die.

I guess it has its merits, but I detest the idea of insurance. When I die, my trust will be revealed and Stark will be ordered to use my body as a Halloween decoration.

The one kind of insurance that you pay premiums on your entire life, but never actually see a dime from them yourself.

But to be serious, having life insurance to help your loved ones cover any expenses you might have left is a good idea.