MBNA ARE SCUM. Spread the word. If you have children growing up tell the time and time again not to take out a credit card ,especially with MBNA who are without the worst credit card company known to man. I have the pleasure of spreading the word and via my son his mates returned the credit cards they took out unused. Its the least we can do for our kids, it does not help us in a mess with them but gives great peace of mind knowing your son or daughter wont take out a credit card through knowledge we have passsed on.

If you can only afford minimum payments, you will stay in debt until you die.

This company is the worst credit card company ever. We bought two used cars from a car dealership and they took out credit cards for us to finance the vehicle, with low rates. The rates went up after a year, and the explanation was interest rates going up. They went up though 10%, and then did it again after another year. Terrible customer service. They told us that they sent something to us stating the increase, and we never received a thing. I wouldnt buy girl scout cookies from them.

Worst company ever to work with. Someone had logged into my account and was put payment on there that I never put on there and they would not help me with this problem. They told me that I put on there and that I would have to pay all fees incurred with this. I will never borrow from this company again!!!

MBNA is shark infested. Tried to work with them to restructure debt but was tricked into a worse situation. As far as I'm concern, they are motivated by greed and not true capitalism.

I wouldn't trust MBNA with YOUR money!