National Health Insurance
4
'For profit' has it's limits, but I don't want to see a single-payer (government) system.
I work for a small firm in Massachusetts. Before health coverage became mandatory for Mass. residents as of 1/1/08, this company didn't carry health insurance for it's employees. Since I had to be insured, as did a co-worker with a chronic medical condition, I got the go ahead to get health insurance coverage for us.
It was 4 months of phone calls, conflicting information, federal and state regulations, tax law, administrative law, etc., etc., that I found (without getting into specifics; takes too long) was a system that is, in part, but not in whole, 'tricked' up for the benefit of a few groups: lawyers, agents/carriers (middle men), regulators, and the insurance companies.
I was able to secure a handsome high end plan through Blue Cross that suited my co-worker, but was much more than what I required. Didn't matter though - there were state laws (government) passed in 1997 that mandated that I HAD to get the same policy as my co-worker, which cost 501.70/month in 2008 (now 567.75/month in 2009), IF we were covered by our employer, and on the the other end prohibited us from joining with other member firms of our local Chamber of Commerce to form a larger 'purchasing pool' to effect lower premiums. As it stands now, I had to opt out at the end of last year, because it was just too expensive.
My point is that with all these laws and regulations, the government is ALREADY very involved. And every arcane, assinine and 'consumer hostile' hurdle I had to clear was placed there by......wait for it....federal and/or state government, in a way that is designed to accomodate entities that have essentially NO BUSINESS existing between me, my health, and the maintenance or (if I'm ill) restoration of that health.
Some simple economics; the more layers of bureaucracy (government or private) that exist between you, the consumer, and (in this case) the health care professionals whose services you wish to 'consume', the more it will cost you. All of the personnel on each of those levels draws a check, whether they perform a worthwhile service or serve a useful purpose (which most do not).
The same could be said for buying a can of paint, and that's absurd, I know but the principle still applies.
I could go on for many more pages, because I have experience with this that most people outside of the system don't. It's a complex topic, and my fingers are cramping up.
If anyone believes that MORE government management will solve these and other problems with our health care system, well, you go right on believing it. It won't. It's like that old saying about democracy: "it's the worst system of government, except for all the others". It's true of our health care system, too. There ARE some things we need to fix, and we should, but we should fix the system so it performs better, not worse.